0:00 – Intro
0:19 – Social Situations
2:50 – Advice to Medics
5:03 – Sleep
12:20 – Feet Frantically Paddling
21:06 – A.I. – Man vs. Machine
27:13 – Books, Ebooks & Audiobooks
36:31 – Saving & Investing
40:51 – Teachers Pay
46:01 – Outro

Intro

the education Lounge podcast has now been running for over 2 and a half years as well as a design overhaul we’ve sat downand looked over the past year to find the best bits of advice and the key takeaways our guests have had tooffer the education Lounge [Music]

Social Situations

podcast our first clip is from episode 23 becoming a doctor we sat down with fatimo and Ibrahim who are medics wespoke about the value of social experiences in the workplace and how they’re transferable this clip demonstrates that even in a highlyskilled field such as medicine it’s always critical to be adaptable in social situations so I had like a parttime job as well throughout all ofthis during year 12 um I don’t know how I did it actually the thought of doing that now is like is unbelievable butyeah so I had that and you being like a person so I was working in Westfield um so you being someone that’s like personfacing developing communication skills like that working under pressure because of course in West statford you’re goingto be under a lot of pressure um those things also show characteristics that are really important for a doctor so youcould have the most amazing work experience but you might not have learned anything from it for sure yeahwe spoke about this in the last podcast didn’t we uh communication skills yeah we speaking about um tutoring of thecareer and in fact you guys came up in that podcast um and we mentioned exactly thatbecause you learn a lot of that from what you here always speak to parents speak to children like trying to getyour ideas across 100% yeah on my pediatric rotation at the moment so umhaving to explain things to children and their parents in a way that they’ll understand is definitely something thatI’ve developed being a tutor yeah so for sure and yeah just to Echo what um fsaid it’s not really about how many different things you do like yeah I went to the Dominican Republic cool but islike nobody cares about what you do or what you do it’s more about like how you talk about it and what you learn from itcuz it’s so obvious when um you’ve done something as a tick box exercise versus okay I actually saw this intointeraction and then you sit back and you ref reflect on it a little bit and you have something more to offer interms of just oh I did this placement at this place for this many weeks yeah I remember I think one thing so withpersonal statements whether they’re still going forward in these next couple of UK applications I’m not too sure but essentially in your personal statementyou’re talking about the different experiences you’ve had but most importantly what you’ve learned from it so reflective writing is such a bigthing that we do like even now in medicine so we see a patient what have we learned from that patient what hasthat encouraged us to do in terms of ourselves and our self-development which I think are very important traits soyeah don’t feel like you need to oh I didn’t get like the GP placement at this specific practice it doesn’t matter likeif you worked at a care home and you work there for like a year every Sunday for a couple of hours that shows way more than someone who’s just done like 3days in intensive care because you’ve shown dedication and commitment which are very important traits in a

Advice to Medics

doctor our second clip is from the same episode at the end of this episode Fatima and ibraim both gave very usefulwords of advice to any aspiring Medics not not only is this advice useful for Medics it’s actually highly transferableadvice and can be applied to anything you might embark on speak to people speak to people that have been through it whether it be students doctorswhoever just speak to people okay get loads of experience ask them what they don’t like about their job is a really big um sort of feedback I would givebecause if you think you can handle that then you you probably you’ll probably be all right don’t be too hard on yourselfokay getting into medicine applying to Medicine all that kind of thing is not the be all and end all and you’ll realize that as soon as you sort of joinyou’ll realize that there’s so many different paths as we spoken about earlier so don’t be too hard on yourself and just generally like put yourselffirst it’s a long degree it’s a long course whatever you end up doing just make sure you’re always leaving time foryourself yeah I think I just want to reiterate that just roll of the punches basically like you’re going to bethrowing a lot of curve balls and whenever you’re applying so just go with like what life hands you essentially anddon’t feel too disheartened again you’re going to think at 18 this is the biggest decision of your life life there’s going to be much bigger decisions along theway so I’d say do your research definitely research universities speak to people speak to your teachers um lookat universities as well I think a lot of people don’t um this is another point I should have mentioned actually universities have loads of Outreachprograms for like when you’re in year 12 and 13 which I would really highly recommend for you to apply to and get ataste and get an experience so I think that’s the most important thing find out what’s out there and there used to beone at there used to be one at nottingam right called was it medlink is that what called I know UCL have a big one here weare plugging UCL UCL got one called Target medicine basically um and you do it for the whole year and they support you like the whole year like that you’rein year 12 um which is really good so I think it help like interviews um theirassessments generally widening participation is a lot better now than it would have been 5 10 years ago sofunny enough actually I did a a Widing participation program in year 12 and the guy who I said was in computer sciencelike we met each other there and then we’re both at you now and we’re going to be graduating together so yeah I would just say that so just put yourself outthere and don’t be disheartened if things just don’t go your way clip three is from episode 16 and

Sleep

it’s all about running your own business Elena of Camden image gallery speaks to us about how vital it is to get goodquality sleep as coupled with the focus required to run your own business and the stress that comes along with it goodquality sleep is something that cannot be compromised so you mentioned about working seven days a week and that sortof thing one of the things I wanted to talk about was the pros and cons ofrunning your own business and one of them one of the biggest cons would bestress and health health and stress I mean I mean you you know about my one yeah I’ve got one gray hair one one Iwish I have many I wish I had one I’ve got a headful CU you you like I don’t know ifyou still I think you still are you living on like Pro Plus and that was the yes the first couple years the firstcouple years of business um where there’s just so much to do so manythings to constantly think about you’re you’re constantly trying to improve andI still am now I think everybody should always constantly try to to improve themselves and especiallytheir business but yes I think the first couple of years of business they theywere the most difficult they were the most difficult because I wasn’t I wasn’t able to sleep very well and I think aswe all know sleep deprivation is is one of the the biggest things to it’s one ofthe hardest things really because when you’re not when you’re not sleeping well it affects your your mood it affectsyour body as well and we need sleep as human beings so I think that’s thethat’s the hardest but you also need a certain type of sleep so like you neednon-r sleep and to actually feel rested mhm so like actually the hard thing forme is actually preparing to sleep so like actuallyputting like the hour or two before sleeping making sure those are optimalbecause I don’t really have that issue with sleep if anything I sleep too much but mine is um probably dependent onlike my condition and stuff so it’s a bit different I’ll talk we’ll talk about that in a minute but yeah I I Ithink yeah sleep’s not really been an issue unless there’s something like major going on like like I’m going intolockdown and having to move 200 students 200 parents and like15 staff 20 staff onto an online onto on 40 classes 45 classesonto an online platform that we didn’t yet have in 48 hours that was hella stressful verystressful so weekends like when stuff like that happen I I have to I can’t sleep I’m like thinking like how okayhow do I connect this and how do I do that and how do I what’s the best way of getting everyone to do that and not that and so all that stuff goes on in yourmind all the time but on a dayto day week to week I’m I don’t really strugglewith sleep see what you’ve just described is is my life every single dayum and maybe that’s also a difference between men and women as well because women do tend to overthink and I wouldsay that I’m a I’m quite typical in that in that sense I do I’m I’m constantly thinking about everything and because II care so much about the business and it is just me running the business um I I am constantly thinking about what I cando or what I could do better or how I can how I can help the individual or how I can change um this promotional aspectto make sure that that reaches more people um or how could I display something that would give it more lightfor example or yeah yeah no I mean I don’t think that’s just the woman thing because I Ioverthink 247 and but you’re able to sleep so that’s good I’m usually tired from fromwork and like you know I’ve like from stress ended up in hospital like twicein that condition where I I can’t take on all the nutrients of what I’m eatingand the way that your body works is that all that stuff gets repaired while you’re sleeping so if I haven’t sleptjust more than seven hours I’m Ill I have like aches and I feel sick so it’sdifferent like I need to sleep for my body to repair itself of course well it’s and it’s great that you are able toto sleep because it is it’s so important for everyone especially especially for you it is it is one of the mostimportant things yeah my main thing is headaches yeah you you should really getthat looked at I’ve Hades my life I’ve had headaches my life like ever since Iwas quite young like just sometimes for for more than one day in a row so would you youhad it since you were young so would the day-to-day running of the business do you find thatthat elevates stress makes it worse that I don’t even know cuz like can’t tellanymore I can’t really tell yeah it’s just a default way of being for me likeeven when I was doing like you know the forest exam so just entrance exam I hada headache then I had to go home early I used to get that yeah that age when Iwas doing those exams yeah so so much maybe it is stress I just I don’t know Idon’t I don’t know whether I’m just permanently stressed or whether I’m not stressed at all are you drinking enoughwater you he drinks enough water I drink quite a lot of water yeah yeah I saythat apparently n out of 10 headaches are caused by dehydration that’s another issue with I I also get very hot thoughlike so for but that causes dehydration but it’s annoying cuz likeyou know we were just talking about like restful sleep I can’t drink too much water like for obvious reasons yeah weyou have to cut it off like an hour and a half before you go to bed yeah and then like but if I do that then I’ll Iknow that I’ll get too hot so then I also need to call the room a lot sowhich is difficult so because because obviously you’re married so I’m going to consider the otherperson a little bit and I can’t call the room too yeah but yeah you I’ve got to dropthe room temperature quite a lot um to actually it’s weird even in winter likeI find winter too hot let alone somewh I have like four flat like four fans insummer just to keep it Optimum temperature to sleep and thendrop it in winter too so it’s just too hot everywhere um so maybe it’ssomething to do with that like just slightly warmer than most people um maybe but so I get dehydrated despitethe fact that I drink quite a lot of water yeah similar for different reasons for me

Feet Frantically Paddling

yeah our next clip is from the same episode we speak about how making something easy for the end user usuallymeans there is a lot of compli stuff going in the background which they can’t see you do have to work a lot and you dohave your mind never switches off but the freedom of not having to firstly not having tobuild somebody else’s dream and secondly not having to not having to answer to anybodyelse yeah I would say they’re two yeah two Pros I’d rather build my own thingthan help to build someone else’s is that selfish I don’t know well did thathas to be it’s just another Drive self-interested isn’t it yeah you’ve got to have it it livesand dies with you like if you don’t well hopefully not no but dayto day like where we are now it does like if wedon’t show up for three weeks what what would happen I’ve got to tell you about theholiday yeah I already I already know disappearing for what four four weeksyeah I’ll be able to do it so I think responsibility it’s a bit weird cuz like responsibility is like a massive con butit’s also a massive Pro so a lot a lot of things are likeuh we’ve got a sort of we we we I feel like business ownerswant to they kind of want to torture themselves in a way like so they theyknow like how difficult it is there’s so many challenges but they’re also addicted to that challenge yeah andthat’s quite I I think that’s kind of more naturally inbuilt yeah I mean theway that my mind works is I I need to figure out stuff yeah I just I need tofigure stuff out yeah I like having all the different challenges and I like I love it when I can solve one yeah it’sjust like a bunch of puzzles that need to be fixed so and sometimes people end up um movingjobs when if they’re working for a big Corporation they sometimes move jobs because they’re not being challengedenough and in a business especially running a small business um there are somany challenges um constantly so no one can ever be bored um running your ownbusiness because there is there is constantly something new and exciting to to figure out mentally stimulating yeahyeah it’s like you grow to actually from running business you go to respect otherbusinesses as well so like even even though in like most businesses may besimple in a way or some some business may be perceived as simple seems nothing is simple nothing is simple like even aa nail business or something like that it’s not it’s not it’s it’s a immensely difficult to get correct well the onlyway to make something simple to the end user is for a whole load of complicated stuff to be going on behind theen in thebackground that they can’t see like the swan like paddling yes the duckwhat you see is that what we’re doing istically yes or with with my businessfor example some people see a two 3 week exhibition on oh that’s wonderful you’veyou’ve you’ve only been here for two three weeks for this particular show where I’ve been working on that particular show for a year and a halfand I I am constantly working on about six or seven exhibitions constantly onthe go at all times um so that’s something sometimes what what somepeople some people see um whereas when when you do run your own business youknow that there’s there’s so much happening unbelievable behind the scenes that that constantly needs to to be doneyeah um we have um our biggest thing is people saying Oh but you just you knowyou just come in for 5:00 and teach for a couple of hours and and then go home like what do you actually have to dothat’s that’s it isn’t it I’m like I’m going to just buy my tongue onthis one but it’s hard to explain I think it’s hard to to sum up for both of our businesses you can’t sum up in onein one sentence how much there is to do in preparation for those couple of hoursthere’s there’s a huge amount that constantly needs we love to get it to that stage where it’s just like but butthere’s so much leg work and preparation that goes into making a experience seamless and well it’s all the stuff youdon’t think about it’s not even just the class or just the exhibition it’s like well yeah you’ve got to sort out yourwebsite you got social media and all that sort of stuff you got loads of emails loads of phonecalls like oh that that chair is that screws Loos and that chair got to fixout or that hinge is falling off we got to fix that oh there’s leaves outside we need to sweep that off there’s a mark on the window like there’s there’s a justconstant amount of things that people just people don’t see and they don’t realize that yeah adds to yourexperience being of course you know the way that it is I think having a physical space um is something that as whatyou’ve just described is something that a lot a lot of people don’t see don’t think about it they don’t need to yeahor or some people have their own businesses but they might be online businesses and when you have an online business you concentrate on the websiteand that’s it the website doesn’t collect dust or need lights replacing or need cleaning or need to you know thereare so many things that you but actually like what I’m like oneof the things that we need to do is is go through our website and then probably um sort of clean it as it were so youyou so so so it’s not there there’s that too but that with an online business they would have that as well but what wealso have is is repainting so for me for example I’m I’m constantly um polyfilling and repainting after so every single exhibition I will always touch up I will repaint plint I will reorganizethe storage room where everything has is it’s all it’s all in a very neat position but some some people might comein and think well actually I don’t want that plint I don’t want that table they they then move things around so every single exhibition I have all of that todo and then every um 8 to 10 months I bring builders in to repaint the wholeGallery including the ceilings so that’s something that needs to be it needs to be empty for that to happen forbut’s bus is so dependent on looking own it needs it needs to that’s like themain if anything that’s a main sort of priority and it’s white it’s it’s a Ihave I have six white public rooms um so even somebody walking in and perhapsaccidentally um knocking their bag on the wall would would leave a mark I haveevents every every two weeks on average for some exhibitions we have we havethree or four events so for an evening reception where there is wine beingserved if somebody accidentally spills red wine on my white walls that takesthree coats of paint which takes time to to dry it’s all of these the the the running of um I think of yeah therunning of of a of a white um pristine clean Gallery it takes up so much of mytime so I’m trying to do all of that whilst answering all of the inquiry orif I have an exhibition on just making sure that everything else runs smoothly and um and working with the public whenthey come in as well and making sure that they have a an enjoyable time and they learn what they what they’ve comein to to learn and to see from that exhibition yeah I think our um our spaceis completely white but filled with children so you extra Challenge andwe’ve got whiteboards with pens so if you if you go in that room afterwards you might maybe you’ve seen it alreadyyou probably have there’s pen marks all around and then when people are like using the balls they’ll lean on the onthe wall and they’ll be like that well they’ll put their feet on the wall and there are there are literal footprints on our wall yep I don’t know how that’spossible there are footprints on my walls to too from evening receptions um people just stand like stand and uh andsometimes put their leg up without realizing they they’re having a nice time they have a drink in their hand they’re speaking to the artist umthey’re learning about the work and they’re feeling comfortable and they’re happy and that’s that’s fantastic I wantpeople to feel comfortable and happy in my space um but then as a result I’m then cleaning the next morning before Iopen to the public in this clip from episode 24 we

A.I. – Man vs. Machine

sit down and speak with our social media manager Georgia we discuss how artificial intelligence Bridges the gapbetween man and machine we also discuss how AI will and in some cases already istaking over certain tasks and some jobs all together I think it’s is basically creating a bridgebetween how we operate and how computers operate because it is difficult tointeract with computers sometimes especially like if you’re into codingand things like that everyone looks at code and is like that is a far cry fromwhat I’m used to in my books or my conversations with people that doesn’t look like the same but artificialintelligence spans what you know and what the code knows and what it does and it can justbuild a little Bridge you know to get you there in a way that’s more uh familiar to you but then butstill makes sense then talking to an AI I find is very much like talking to someone with a very high level ofcomputing knowledge um low social skills yeah yeah exactly yeah that’s exactlyhow I feel like talking to aoda yeah you yeah exactly you it you’ve got to be sodefined in your task you got to really really Define it well for for for it to generate somethingmeaningful yeah and that’s again I think as time goes on we’re going to if humansare going to bring anything out of this as a you know like shining star whilstAI takes over everything else it will be creativity in the sense of like thething that pops into my head is like dance like we’ll just we’ll look at dance even even more in awe becauseyou’re not going to catch an AI slipping into a a robot and dancing in the waythat like a really creative interpretive dancer can do um because they usefeeling and emotion and like raar something from the bottom of their heartthat you just can’t replicate like you can film it and digitize it but I thinkif there is like a Shining Light it will be these amazing like forces of creativity thatcome out of people that you just can’t expect an AI to come out with justrandomly the best the best case scenario is that all the repetitive tasks andstuff get handed over to Ai and humans are just left to be creative yeahbecause that’s like you said the only that’s left yeah if they can take away likewell there already are like Factory workers that sort thing at the moment but taking it a step further you know Idon’t know making social media posts for example it could like eventually be ableto do that sort of stuff with a bit less creativity but yeah and it will just leave humans to they’ll they’ll do allthe work and we’ll be able to be creative and I think if companies don’t exploit AI or technology in theway that they have been it could be so good because even if you think about like a supermarket right all of theirjobs the people that work there being taken away because the scanning and thebark you know the totting up of the numbers can be done by a computer butthey’re only the jobs only taken away because that’s profitable they could have just said oh okay all the scanningis done by computers now everybody that works here can just walk around and have a chat and make the customers feelbetter and make sure they know where everything is cuz like even I findlike going around the shops now there’s no one there that works there like maybethey’re not on the tills cuz the tills a machine but it doesn’t mean you have to get rid of everyone’s jobs they could begoing around just like asking everyone if they’re having a nice day but that’s not how bus works yeah but they don’t sothat’s not Technology’s fault that’s companies seeing an opportunity toreduce costs and so the jobs disappear but they could just be transferred intosomething more human and so that humans still have jobs there’s still somethingthat a human can bring to a a a grocery store that is full of computers doingall the hard work it’s just that we choose to well we know what humans arein the supermarket they to they to ultimately give Grantpermission to check oh no it’s red so and then a human comes over and and yeahbut I mean eventually you scan your ID wouldn’t you yeah eventually it’ll all be it’ll all be little robots roamingaround the aisle saying oh it’s over here you don’t have to ask you know but it doesn’t mean that it’s not technologythat’s um taking away everyone’s jobs it’s that companies are seeingopportunity to say or we don’t need people in this store anymore people costmoney but it not to say that it wouldn’t benefit everyone involved to still havepeople there you you seen the Amazon Fresh stores yeah yeah yeah there’s liketwo people working in them and yeah technically that’s all you need but youhave to check out you just pick it up and walk out yeah I guess people don’t argue so much with that because it started that way it wasn’t like oh therewere 10 people working at Amazon Fresh and then they took all their jobs and left only two becausewill follow that eventually yeah and that’s why people get upset because oh you’re changing what used to be so goodand there was a Nostalgia whereas the new things they don’t have to abide by that they’re just like well we’re AmazonFresh and that’s how we do it in this next clip we’re joined by Juber who is a highly experienced

Books, Ebooks & Audiobooks

primary school teacher we explore the idea that different forms of media are better suited to different purposes forexample a book with lots of data and pie charts and bar charts is better in physical form whereas an audio book isprobably better suited to more storytelling I have to apologize for this next clip as all three of us werefeeling under the weather so we might sound a little bit crappy what’s your opinion on physical booksversus e-readers I know iPads Kindles whatever else and audiobooks initially I thought well with e-readers initially I thought it was a goodidea yeah looks like B my first my first instinct was that itwas a great idea right but then when I use when when I use it I don’t enjoy itas much I found this I felt this too initially was like the best thing youcould read anywhere my phone actually I was like this is incredible and revolutionary and it doesn’t even giveyou like this screen fatigue like that reading off a tablet could give and thatkind of thing but it’s just not the same satisfaction that there is it my my Kindle was always on my on my iPadI Tred I Tried reading on my phone but just you just can’t get into it it’s it’s entirely different I think it’s good for short bursts say you’re like onthe train or an online article or a report or something is fine but to read an actual book anactual get into a me book the one good thing that I can think of in uh inKindle in particular is you can see where other people have highlightedyeah that’s good how do you mean so you could go into you’re reading through youwill have an underlined section so you you can highlight whatever you want you can export your highlights into documentor whatever else but you can also see where where the majority of other people have highlighted specific quotes so youcould go through your Kindle book and see like this many thousand people highlighted this bit this bit this bitand this bit which kind of gives you an idea what the key key it’slike it’s like having thousands of the same copy of uh of one same book uh severaldifferent people that have made notes yeah I remember there was a it’s quite clever it is good there was like areport that I was doing for school and like it was um it was a paper on Vikings somethingVikings and Anglo Saxons and I bought a book on and it was a pre-owned copy of abook it was on the Vikings and this person had annotated it and I actuallyit was really helpful the annotations cuz they they pointed out like the important parts that I needed to that Icould I could use and I mean that was completely different that was with a physical book but I was like sometimesit’s it can be helpful on a physical book as well to have notes see my mom and my sister both reallylove secondhand books that have been annotated do they both the thing that they reallylike for me I don’t I don’t like writing in my books you don’t I don’t no Itotally under I totally understand that like like when you want a clean copy of a book but but I always want a cleancopy even even if I’ve got a clean copy I wouldn’t want to write on it I can’t even open it toto you know when you fold it back and to break the spine this where somepeople just open go straight in yeah I hate when I’ve when I’ve just got a book oh look at this book I’ve just got yeahare you broken the SP if anyone’s going to do that it’s me but now physical books I thinkthere’s a lot to be said about physical books just turning the page just turning the pages in tactile isn’t it yeah it’sjust yeah very very tactile you need that I think that’s part of the joy isn’t it and to see it to see itphysically get thinner how much you’ve read you can see you read you read apart and when you come to the end you can seeit makes a difference to see it visually and holding in your hands almost there I’m nearly at the end kind of thing whereas with it online thing you neversee that do just no just the bottom like 20 something it’s just another page so where do you stand on audio books cuz II have I have my opinions on it space saving was very well well these are bothyeah audio books and kind space saving space saving but the thing with an an audio book and this is something I wouldsay to parents as well like they they’re a brilliant way for children and adultswho make maybe don’t read as much or don’t have time to actually at leastenter a book um now I did say there was a bit of a limit with this becausethere’s certain things that matter with an audio book so the narrator um I saiduh like for instance um 12 rules for life now i’ listen I start I startedlistening to the audio book I I’m trying to get him into J and actually I’ve been watching a lot of his things finally Ineed to read his book can I buy that please actually I’ve got it on Audible I started listening to it but I find hisvoice he’s very very serious his voice I find that that’s not the best way toapproach reading so I’m I much prefer reading yourself myself um but then whenyou have a really good reader so the classic example is Martin Jarvis likereally famous narrator no I don’t know either I don’t know um just just thevoices and the emotion behind the voice and stuff like that gets you into it umsometimes books that are narrated by the authors are good if they’ve got the right voice for it but I I don’t I wishthat he had someone else reading his books um he it’s not he doesn’t have a bad voice or anything like that I justfind he doesn’t have the best voice um I’d rather any of your yourpainful audio book you you want to hear a good voice you want a good experience generally I I know a lot of the reviewspeople are quite happy to hear him speak they find it quite calming and soothing no I don’t know for me it kind ofslightly it’s a personal thing I I get what you’re saying I’ve I’ve never actually listened to a full audible bookoh really never I I like listening to the story of different businessowners so like Sho dog for example that was the other thing we were saying the Netflixone uh what was the other one Netflix one shoe dog Richard Branson yeah umyeah no no there’s I think there was a a distinction between the different types of books and themedium best represent them so like I I’ve got some really technical Financialbooks and stuff like that I can’t I just I couldn’t listen to that an audio bookand then start reading out the tables and stuff like that exactly what I was going to say yeah like how how would you put that into an audio book but they dothat that’s the thing like they they do and um some of them have these like helpful like pop out PDF things that yesyeah yeah they do um that go along with the book but I find that in the majorityof cases if you got a very very technical book especially with loads of figures it’s better to have a physicalcopy yeah so as you can audible that graph for me this is what I was going to say I mean I assumed you’d say the samething there’s yeah I mean I see how would you even audiblethis well they like John said they would they would Nate most of it and then I’ll give you a p labor force participationrate for men on the bottom you have the years 1880 bar one75% is that how it goes no be a PDF they always read the the figure number andand it I don’t know for me it just sounds lame like just yeah refer refer to BL that’s the point of barass andchust is the visual element you can’t really listen to that yeah so a lot of a lot of business books like uh self-helpbooks if it’s like about money or well habits or systems and that sort of thingI would not use Audible but if it’s like how did the founder of Nike start his business andget it to where is now and here’s the Journey of him going to Japan and drinking whiskey with these people and making shoes in this Factory and tellwhole story line is written by him there’s no graphs it’s just a really interesting story yeah that you can alsotake business tips from that would put into I also find like really difficult books quite hard um so like for instanceum there’s a philosophy book so I would have I read this atUniversity um and honestly if that this were read out Iwouldn’t understand it our next clip is from episode 13 and

Saving & Investing

it’s all about saving and investing we discussed the money habits of the average adout in the UK and how theydon’t really save enough money and they don’t really know how to invest there are clear incentives for this as the system is designed to keep peoplespending and this is one of the reasons why the topic of money is not really taught in schools I would give twopieces of advice as you’ll hear me say in a minute the first is to create a a separate bank account for your savingsso it’s completely out of the way and the second is to automate the process of investing and saving so that it happensautomatically a great book for anyone looking to improve their relationship with money is Morgan howel’s the psychology of money I’ve left a link inthe description it’s a must read if you take the average parent in the United Kingdom or the average person they don’tsave nearly enough they don’t invest nearly enough they don’t have enough in theirpension um I doubt they understand I mean they might have learned it at one point but I don’tthink they understand the principle of compound growth so I don’t think there’s reallyum and and we’ve got a system that essentially is aimed towards gettingpeople to spend right and if everyone saves and nobody spends then the system sort ofcollapses yeah so there’s very strong incentives not to for people not to beeducated in this way even though it might be the most important thing that they everlearn yeah I think it probably would be um like I know it’s kind of changed mylife and how I approach things um sort of thinking about everything towards the longterm um investing not spending toomuch um it’s basically uh it’s basically the marshmallow experiment played out over your life yeah right but but Iremember like it’s true if you’ve got I’ve I’ve had this experience a few times when you’ve got quite a largeamount of money in a bank account or something like that and then you your immediate reaction might be to spend itlike because that’s kind of what Society is forcing you to do so there’s there’stwo tips I would give on that M the first is get a separate bank account foryour saving obviously yeah so that to you that money doesn’t exist and the second thing whichis really really important to do automate it yeah don’t because if youhave to rely on yourself to be oh yeah put I no actually this month I’ll put in like a bit less cuz I want to buy thisjust set up an automated direct debit £100 a month whatever it is and just letit yeah let it go out and you you’ll be surprised how muchyou don’t know to what you’ve what’s not there like if you take1 a month whatever you’d be surprised how much that doesn’treally change your day to-day life it’s interesting cuz like we’ve got this idea of ratio we learn it very young yeah umyear five and six sort of um and that’s really the most one of themost important Concepts that you’ll ever learn because as long as your you get yourratios right throughout your life terms of what you’re spending ending what you’re saving what you’re investing thatkind of thing you will generally do quite well um I mean for instance if yousave if you manage to save 25% or save and invest about 25% of what you bringin so income wise then that’s usually quite a a saferatio right so quite it’s quite High yeah it is High um it’s recently thoughyeah cuz that’s you that would put you in the top sa like top Savers and investors um yeah sort of countrywidelike easily because I think most people save like a ridiculously low amount it’s like five or10% um but if you get to between 15 and 25% into savings andInvestments then you’ll be surprised that sort of the effect it has over

Teachers Pay

time our final clip is from episode 19 it’s all about teachers being overworked and underpaid we’re once again joined byJuba but we’re also joined by Catherine who is a newly qualified primary school teacher they discuss the need for moresupport in the classroom versus how much they get paid if they had more support they wouldn’t be that overworked whatstood out to me most in this episode is despite the difficulties that can arise as a teacher they do it for the love ofteaching they do it for the love of helping people and they do it for the love of helping the children be the bestthat they can be it sounds to me like no matter how much more pay you get like there’s something innately difficultabout the job that could be made easier so is is it also like the organizationof things or is it like if if it is changing quite a lot if if there aren’tthings put in place if they’re not helping you out more then you know you’re going to be unhappy no matterwhat we’re just miserable people I think there there’s two angles to that rightone is the teachers pay and one is the money that is given to the school so what a lot of people don’t see is isthat when schools are getting the same amount of pay it’s not it’s not um there’s no there’s no equity in thatmeaning that in my school for example we got 75% pup premium meaning they’re underprivileged and um or special needsor whatever whatever it is and that school should be getting more in their budget so forget me as as a as a teacherthat school the budget for that school should be more so we can employ more teaching system we can employ get more resources whereas another school that’sgot 25% people premium should be getting a little bit less to balance it out so it’s more Equitablein that sense so that’s not happening at the moment so our school is getting the same money as that school so they’re getting their iPads and their MacBooks and things and we’re struggling to getanother ta into the classroom for our scn children who sat child who sat in the corner and that and that’s separate from the teacher pay because our ourhours are made more difficult because of what we expect to do to do but if I had more teaching assistance and I hadanother specialist teacher in my classroom my workflow would be significantly reduced and it might mean that I’m happy with my pay them you me Iagree with that yeah I agree with that I mean again as a first teacher I payerspay to me like I do it because I want to be a teacher like you know if I earn Iearn what I earn obviously if you want to give me more money I’m not going to argue against it I’m never going to tear that down but um for me um it’s sort ofwork environment like like you know do I feel like I’m mentally satisfied at theend of the day like I’ve done a good job and that everyone is left knowing what they’ve you know know don’t know knowingwhat done is the best job I could have done but then some days you don’t leave because you just think actually if I hadone more person if I had a bit more support um oh I forgot to do that or I forgot to do this you know there wasjust a never ending they play teachers and nurs we all care we’re not there for the moneywe care the nurses care we care they they stay back we stay back we we just care about what we do um we just want abit more paid to do it it’s not yeah um I do think like as your J rollexpands like obviously like you need to be paid to sort of compensate for thoseextra roles and but the thing is like obviously as you um I don’t know then Iit seems to me like the the thing that will make you the most happy would actually be like having a lot moresupport um definitely one as a teacher stress that the work we can do the workwe know we understand the work but when you’re in class when with those children and you got 25% not getting it what do Ido with them but with that extra support that will take that mental emotional pressure off in a sense um yeah I knowwhat you mean even like take that yeah take those children who do get it out with a LSA or or whoever is available umto move them on because they obviously can do it so it’s not even just about the children who don’t get it it’s about the children who do get it and then movethem on because they obviously get it they need a challenge they need something they need to be learning as well so it sort of is is both aspectsit’s like we need to swort those children who don’t get it but also those children who do get it they need to be pushed like Looking Back Now like on myprimary school experience I I realize how ridiculous it was cuz you had like some kids in the class that couldn’tread basically and then you’ve got like me’s like s in the corner with like withlike Charles Dickens is true like like I did feel underchallenged so you get you by havingsupport and and the ability to sort split up into different groups you you do you know it’s more beneficial foreveryone yeah um the the students and uh teachers alike yeah um although you knowobviously like this is all like it’s very complex because like a school has a budget it’s schoolly different it’s sodifficult for them to they’ve got very little um Manu sort of room to maneuver

Outro

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