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Summary
This episode explores the practical life skills you wish you had been taught earlier, and why most of them are not difficult, just rarely made explicit in school. You cover time management in the real world, where interruptions and shifting priorities are constant, and why sleep is a non-negotiable foundation for productivity. The conversation then moves into social dynamics, learning confidence, handling conflict, and not taking yourself too seriously. You also highlight DIY, basic organisation, health habits, and financial education, with a strong theme that outcomes improve dramatically when you start early and build consistent routines.
Recommended Books 📚
The Psychology of Money: https://amzn.to/40fV78o
Atomic Habits: https://amzn.to/40ilZoo
Watch or Listen
Timestamps
Show Timestamps
0:00 – Intro
0:15 – Time Management
10:27 – Sleep
14:14 – Productivity and Distractions
16:08 – Social Dynamics
23:38 – DIY
25:44 – Finances & Habits
37:13 – Organisation Skills
39:22 – Health
44:12 – Entrepreneurship & Business
51:03 – Conclusion
Key Takeaways
Time management is a skill. Showing up on time and meeting deadlines builds a foundation that carries into adult life.
Priorities beat busyness. Choosing the most important tasks and adjusting when life interrupts matters more than working longer hours.
Momentum matters. Small, quick wins create energy that makes bigger tasks easier to start and finish.
Protect your sleep. More hours awake do not equal more high-quality output if you are tired.
Distractions reduce output. Frequent interruptions slow down work because your focus has to reset every time.
Social skills are learnable. Understanding people, conflict, and communication can make school and work far easier to navigate.
Confidence is trained. Learning to laugh at yourself and not react to provocation reduces the power of bullying and social pressure.
DIY builds independence. Basic practical skills like changing a plug or handling simple home tasks save money and reduce stress.
Money is mostly habit. Budgeting, automation, and consistency matter more than complex investing knowledge.
Start early and stay consistent. The common thread is simple skills, practised early, that compound over time.
Show Notes and References
Education Endowment Foundation research on time management and learning behaviours
NHS guidance on sleep, rest, and cognitive performance
Carol Dweck’s research on growth mindset and learning
Money and Pensions Service guidance on financial education and habits
OECD research on social and emotional skills development
Harvard Business Review articles on productivity and task switching
The Psychology of Money by Morgan Housel
Transcript
Show Episode Transcript
Intro
[Music] The Education Lounge Podcast
Time Management
What would you wish you had learned in school um well the the first one that came to my mind was um developing good time management skills so I can’tI I can’t profess to the sort of the best when it comes to managing timebecause you’ve got like homework and stuff so yeah I meanI think when you’re when you’re in school you know just if I could do it againI’d go back and make sure that I was turning up to lessons on time um handing in homework on timejust you know doing good things on timeum it it I feel like it does it does play A Part later you know in your in your work in life but then you doeventually learn that I I feel like youI feel like school plays a big part in that like I said that you know turning up to your lessons on timegetting into a habit of handing in work on time I I feel like the the foundation sort ofgets set in those foundations get set in school did you um do a lot of extracurricularstuff because I think from our point of view like I know we’ve spoken about this quite a few times but we did a lot ofextra things and we had to fit all of that around all of the other work did you have that when you wereum I think well when I was younger yes because I was doing like Cricketswimming um and I did all yeah well cricket andswimming were the two were the two big ones um what age was thatup until I think from primary school up until year nine okay and then that’s when usthat’s when you fell off yeah yeah this is quite similar to mystory because when you’re in like primary a lot of your time management is done for like via your parents orteachers yeah but it’s around that sort of year eight year nine time where it becomes yourresponsibility I mean it makes it makes sense I wasquite good with that like so I’ve never been late with an assignment or anything like that yeah II mean you’re quite you’re quite good with sort of time management here I’ve got worse at workthat’s because the owners falls on me to to manage everyone’s time but then Ifeel it’s a little less sometimes it’s a little less straightforward with work than it is with like a homework there’shomework you’ve got like a specific they and and the tasks themselves arevery much you can definitely complete it in that time but then sometimes we’re like a work project things get in the way ofother things get in the way of the thing that you’re trying to do yeah sorry well even just now as an example likeliterally now it was like we would have sit down and record it 11 but then phone calls andemails have gone away and then we’ve got delayed by an hour so it happens yeah so so you do you need to use those sametime management principles that you should learn at school and University and stuff like that but thenum sometimes you need to adjust things according to what comes up andprioritized the more important things but and then sometimes I don’t know a lot ofthe time uh if staff have a lot of different responsibilities and and it’snot so clear exactly what what their role is which which tends to be the case with usbecause um we’re managing a wide range of tasks then you you have a little less focus onone specific thing and thus you need to sometimes adjust I think yeah we sort ofadjusted as well I don’t know about deadlines where we we adjust um who does what as we go along so likeif I have uh a specific task I need to finish yeah um and you’ve done yoursalready or whatever then they’ll say can you do this for me or whatever no so we do as we go along we sort of figure outwho’s doing what when I started and I was just remember when I was just like I was just writing yeah I could like makemy deadlines like so I could make like oh I’ve got this much to do you know acertain point and then I could do that but then I found that quite difficult nowum because um just because of the other range of tasks around it so yeah and what youfind is that when in switching a task from task to task you uhyou lose a little bit of focus and then you’ve got to bring your focus back yeahthe momentum of what you’re doing time yeah um I’m just trying to find something Iread earlier yesterday you carry on it’s related to yeahbut what what do you think that’s I don’t know how do you think you could have learned time management skillsbetter you’re doing it if you start a little younger doing it or like because you said youyou didn’t or you sort of started to get quite bad at time management when you’re like abit complacent yeah yeah like do you think what do you think was the do you think anything could have beendone to improve that or well yes [Music]so it’s I think it’s done it was down toto me and just laziness and um so I think Looking Back NowI I try and make sure that I prioritize tasks so you know look at what tasks aresort of most important um and then do children who are like yeah nine or eight tend to do thatthough right no no but I think I think they can I think that’s something that they can learn buthow do they learn that well I mean well you sit you sit down and you you start asking yourself just asimple question okay what start with what task is going to take me the longest maybe if you if you can’tfigure out you know a reflective thinking like all of the stuff you’re mentioningis all stuff we’ve learned right relatively recently not not while we were at school now we’ve learned thissort of stuff in the last what seven eight years because I find that kids that are 13 12 whatever they they don’ttend to they don’t necessarily reflect much they don’t sometimes they don’t go through their day and then go oh I meanI know that I didn’t really do that I was just like um this is what I need to do and then Ijust did it but so what what in terms of like less in terms of homework then how are youhow are you completing that were you just on the day that you were given yeah you’re doing it I think yeah it’s alsothat like I’d remember my friend rejuven I used to call everyday I’d be like Jordan have you done the homework and then I’d like unwillingly sort of have a look at itbecause um so I say it was probably just it might have been just being withum a peer group but that actually cared about doing the workand then I I sort of forced myself to do it so it was also like followingsomeone else’s example that’s probably that probably helps soum you know you watched Ali abdall’s videos yeah yeah he bought a poll to say whatproductivity and like management tips work for you I read it yesterday andit’s kind of what we were talking about um three key tasks a day so I have threemain things you want to do that day um find your most productive time of theday so like if you’re not productive at 10 A.M or whatever or 11AMdo that important task when you are like if it’s a two or three yeah so figure out it’s different for all of us likefor me I’m more productive between like 11 and two like the the time of day things interesting becauseum like for instance if I’m writing and so I’ve written the odd sort of Novel for funI just um sorry for like National novel writingmonth and that kind of thing um where you just write a novel in a month um and I found that likestarting either really late or really really earlyare the best times for me to write so like are you yeah they’re my like exact polar opposite that’s my leastso so uni I used to I would get up at like five and then start writing andthen write for like an hour and and then like sometimes at nightbecause because the idea is just I don’t know I think I’m more creative sometimes at nightum sometimes in early morning um sometimes I’ll just get up and do some writing um and that allows me tofinish something off yeah oh we’re gonna read through a few more of these um very quicklythere’s the two minute rule so if it takes less than two minutes do it nowso it’s like the low hanging fruit that we were talking about yesterday like get that out of the way and it alsohelps to build up the momentum of like leading on to yeah bigger tasksum generally we I sat down with both of you and we did uh blocking out stuff on your calendarremember we did that I know we don’t really look at it all the time but yeah time blocking I added your calendarbecause if it’s not if it’s not in your calendar it won’t get done so literally blocking our time fortime for editing whatever it is taking breaks um removing distractions break down
Sleep
smaller tasks prioritize and sleep rest properlyyeah I don’t think I’d sleep nearly enough mysleep is generally actually are like one of the good things one of the things I can actuallydo I think if I get anything less than seven I’m having a bad day yeah butideally seven and a half from like when you sleep a lot like it used to be worseit used to be a lot well I used to obviously like nine hourswhen I was younger though not now now I need seven I think Nine’s goodyeah I mean you’re supposed to get eight I get most nights I get seven and a halfand they’re like six or seven but they depend on on your yeahbut no I think I do feel like I’m more tired than I should should be and also like because I’ve got Gilbert Syndromeessentially like I’m more tired than most people because it’s a bit weird it’s like my liverproduces a bit more bilirubin and yeah more sleepy this is this is probably why I sleep not the same same symptom Ithink we spoke about it in the um the business podcast with Ellie yeah somewhereum yeah I I need sleep in all of my like gut to recover because that’s when allthe rebuildings all happens sleep is very important I don’t take in all the nutrients and whatever else Ineed the rest so some people are super strange like I think Margaret Thatchershe’s known for sleeping very little like she she and she was like she wasprime minister and she was sleeping like four hours a night some people can do that though but yeahthere’s some people who can you know there’s no like hard and fast rules like with nutrition and diet like there’s nohard and fast rule for everybody yeah you’ve got to figure out what works for your mind and your body and you’d gowith that I don’t know man I feel like for long-term Health though I I feel likeyou need a good amount of sleep I’d I from what I’ve seen I think you needyeah a good sort of seven yeah seven plus hours when I say seven plus not maybe there’san upper limit on that umseven seven to nine so seven to nine I would say seven tonight is about rightyeah I I but there’s some people yeah they work on five so and there’s also aquality of sleep isn’t it so like yeah there’s some and I I felt that like sometimes if I get like six hours sleepbut it’s really good sleep I think optimal conditions then you feel so muchmore rested because you yeah um and then I’ve had sleeps that are like eight hours nine hours and that Ijust feel awful and a lot of it’s how you wake up if you wake up in the middle of like a remno matter how they’re breaking up naturally they’re saying not waking up with some naturallight as well is also really beneficial yeah is that the first thing you shoulddo when you wake up is get sunlight into your eyes like as quickly as possible I think that’s what uh earling Hollanddoes does I think I saw a video yesterdayuh about his routine or something and yeah that that’s the very first thing he emerges from his cocoon yeahum so yeah time management was don’t sacrifice sleep in the pursuit
Productivity and Distractions
of of uh well just just being more busy and stuff like that I thinkyeah well I mean because you’ll work better exactly yeah so it’s a less efficient you could either go at ahundred for a few days and then go at zero for a couple days or you could go up 75 those are all of the days that’swhy there’s a lot of people who say like oh I want to work like or go at your work at like 15 15 to 16 hours a day or12 you know like ridiculous hours every day but I’m just like how much actual good quality workdo you get done in that time because I’ve had like three hour stretches if I’m able to be very optimally likework at my Optimum level and with little distraction and yeah and I can get so much work donethat time but then I’ve you can have like eight hour stretches of where nothingseems to get done because you’re not working optimally I mean with what we do in like the way things are set up thereare distractions basically every 10 minutes yeah there’s always a call either between usor an email or a message or a phone call or something or someone walks in or youhave to move your car there’s always there’s always something yeah we can’t it’s not the sort of it’s not the casewhere we can just like lock ourselves away I mean all right this is me for eight hours and then just as you getinto a task it’s four o’clock and kids come in for yeah the four o’clock one-to-ones arealways in the way aren’t they this this came off sort of just saying uh time management so is there anything elsethat we wouldn’t wish well we’ve covered sleep as well really um there’s there’s obviously the work sideand then the knowledge side that’s I would say that’s kind of a given um I think something that gets
Social Dynamics
overlooked quite a lot well a couple of things is the um extracurricular stuff and the socialaspect so yeah and then if you want to jump into one of those topicsum what for as in something else yeah yeah yeah I think this is gonewell we you know that that book so how to make friends and influence people yeah right[Laughter] like I’m in your interactions with so sort of young young peopleum we always interact with young people yeah I do feel that some of them will really benefit fromum a little bit not in a few tips yeah um yeah and it would it would likesignificantly benefit them like I I think the more you can learn about yourself your personality traits andpersonality types as well as other people’s um psychology yeah is the only you can dothat the better I’ve only started doing that in the last like seven years or soand I mean like I can say why it’d be very into difficult to integrate into an education system I don’t think itwill be be something you could learn during during that age yeah yeah yeah ifyou and if you know that sort of stuff in in school it would makeschool a lot easier to deal with because the whole social Dynamic at school is not not always great there’s alwaysyou know so if you can figure out how people work and why they’re doing what they’re doing early on that but like certain thingslike dealing with conflict um listening skillsthat kind of stuff like like as a new is kind of assumed that if youthrow loads of kids together and stuff like that they’ll just organically learnall the rules of engagement and and how to get through those challengesum but then sometimes just like knowing having a little bit of an edge or knowing something can help you tonavigate those well not difficult yeah periods although the way that everything’s all plays out is um inschool when you do throw a load of people together it just ends up being quite tribal andlike animalistic and yeah like base level interaction yeah so if you can step above that and sortof learn why why things are happening the way they are and why that person’s doing that and why that person’s likethat and how to deal with that sort of conflict yeah at that age by readingthose sorts of books yeah um it’s something that I I would have probably everyone would have benefited from likefrom reading it that early on it was like some something that I think isI mean I mean it’s something that’s ingrained into US is that certain people are just a certain way and they can’tthey they just are that way or they’ve got that level of ability in thiscontext or they’re emotionally intelligent or they’re not emotionally intelligent or they’re they’re smart orthey’re not smart so all of these things aren’t very helpful for developing because it makes peopleaccept that they can’t improve yearsso like it’s a fixed mindset rather than a yeah a growth mindset yeah so that’ssomething that really When We Were Young it definitely wasn’tI don’t think it was really there that much like like it’sit’s quite A New Concept in I think schools because a lot a lot of the timenow they’re like I think I think they I don’t know whether they’re Idon’t know whether they’re more confident or anything like that I’m not sure childrenum I don’t know I think it’s I don’t think that’s all changes no no I think I thinkit’ll be the same same percentage of people that are confident compared to the same percentage of people that aren’t but you’ve you found like I I’vefound that I’ve grown confident as I’ve learned more yeah and learn thatlike not to accept yeah things are so fixed so you can change whatever you want tochange yeah and that that’s that’s very powerful thing to know early on like that’s really what you’re trying to doas a tutor you’re yeah aside from imparting the knowledge you you’reteaching them not to accept that they can’t be better and they can’t dobetter yeah and they you know they they a human came up with this and thereforeyou you can’t understand this ultimately yeahum yeah and I would agree all right what are your thoughts I I wasgoing to say well I that I think I agree with a lot of what you said um but on a moresimplistic level I was just gonna say in in terms of things thatyou can pick up in school or learning school is one I was going to the band so just you know learn to learn to learn tohave a little bit of banter with your friends learn to learn to take it that’s what I was gonna say yeah learn to takeit and and and give give back to you as good as you go yeah um but but in in in a fun jovial sort ofway like like it doesn’t don’t tell yourself too seriously yeah it’s the ability to like laugh at yourself yeah yeah so I wish I knew that at that agebecause I I wasn’t able to do that when I was at age in it didn’t it wasn’t good for me yeah because because you then youbecome if you’re not able to yeah if you’re not able to say that well then you become a Target yeah yeah becausethey want to see the reaction that you’re going to give so yeah I wish I knew that actually I mean and I don’t know something that Iwas and the thing is I never learned this from school I learned this from my my mum because at one point I’d I wouldthere was someone who’s a bullying uh my friends and me and stuff like uhPrimary School and my mum just said don’t accept it like don’t like as in show you thatyou’re not a Target yeah and stuff like that and and that really really helped because because as soon as I I I gaveback yeah okay back like like he he knew that I was not an easy target yeah ifanyone wants to learn a load of these things at a really good Channel called Charisma on commandhave you seen that no bro is that a that’s a book isn’t it as well yeah it might be but there’s a YouTube channelthey’re all like 10 minute Clips but it talks through all of this stuff how to deal with different situations and it shows like celebrities being put in thatplace and how they come out of it and how to command a room and you know all that sort of stuffum yeah it’s a really good Channel sometimes I find that a lot of these tips they’re things that we all know ina way inherently no but don’t but then you need constant you need to constantly remind yourselfat these things yeah um it’s the same as anything you have to like practicebeing in that situation and coming out of it yeah how many times more times you do it thebetter you’re gonna be at it yeah so so growth mindset or something like I wishI would learn oh for me the the thing that I wish that I’d learn is um
DIY
some more DIY stuff like okay like like I said it’s a bit of aweird um you didn’t do DT did you no but likethere’s certain things that like making something is is one part of it but Ithink like doing stuff around the house yeah see I’ve been doing that since I was like fiveyeah so I mean I just always been okay at that sort of stuff but like I did allthis stuff um I’ll give you an example though uh so my wife is from Vietnamum and she can she can do she was taught how to do all of these things so like achange in a plug or like like the things that you should know how todo they’re not necessarily that complicated but you should we should actually know how to do it and sureyou’re in physics and stuff like you’re taught the theory of like yeah well Iwhen I when I’ve taken physics here I I have taken a plug and I’ve undone it in front of the kids and then like showedthem how to do it yeah physically rather than just like yeah so so because because that helpsyou contextualize yeah contextualize it um but like in theory you know how to doa lot of things but to just practicing on on like something like Plumbing in a fridge or yeah or um Plumbing issomething I’m not on top of I think it’s um a lot of people actually soelectricians and stuff are who also have planning skills I’ve actually said that Plumbing’s more difficult than electricsthere’s a thing Electric’s a lot more straightforward I think Plumbing well electrics is is binary it’s like it’s onor it’s off yeah Plumbing canum but yeah like just some pressure and all that sort of stuff isn’t there to deal with yeah like basic DIY skills andyeah and also the other thing that I’m quite big on is is just Financial education because all of some kind I
Finances & Habits
think this is something we should have a proper discussion about because in fact I didn’t really think about itbefore we sat down to do this but yeah this is something I’ve got into properly in the last three years so yeahwhat do you what do you think because you’ve been you’ve been on this for a while like you’ve since you were in school you were thinking about compoundinterest and all this stuff um oh yeah like I guess I was but it kindof starts at home as well because like my mum wouldum seek out the the best uh saving account and and that kind of thing so I was interested in that because I waslike oh why are you why are you changing your account every like three years or whatever andshe’s like I get a better interest rate and stuff like that and I went okay oh and then I understood how that works andso I was like okay so that sort of your parental educationso is the seed of what you can do in the future but I didn’t really have yeahthat no but in terms of financial stuff but but then and you do it you had anentrepreneurial family some extent yeah and that I think that that’s alsobut that wasn’t the case until later on yeah until like after I’d left schoolit’s better late than never it’s like um before that you know my mom worked in the city and yeah I didn’t no it’sreally weird because my dad like he worked in the financial industry and but then it was it was a bit weird becausehe was never particularly strong in that regard but I think I learned a lot more from my my mum andthe way that she managed some money even though she wasn’t in that field nurse right yeah yeah so there’s a midwife soso you I learned more from about the discipline of of itum and I’ve noticed as well like it’s it’s about how the environment that you brought up in yeah I still think thatsome mentoring or lessons along the way can help someone out who even if theirfamily maybe aren’t you know traditionally the best with money and or they’re always in doubt so whatwould you what would you if you would like giving advice now to people of that age yeahI think the most important thing is actually umunderstanding ratios so it’s related to math becausebecause I for instance um just going um how much are you going to set asideevery month so you think monthly first of all have a budget just budgeting skills very important so and I mean howcan how can you teach that um like it would be a good good idea for children to actuallymanage some form of budget like in order to create I don’t know create something and then just dividingthings up like dealing with money from an early age so they understand how toum I know it sounds like a lot of responsibility but that’s ultimately how they’ll learn a lot of these uh a lot ofthese companies have um cards for like Top-Up cards for for kids to start learning how to do thatsort of thing yeah so I mean I do think they’re actually the younger generation I’ve noticed they’re a bit more clued upthen some of them are some of them aren’t again I would say it’s the same it’s not the personality like it’s thesame as it was for us they just have more like tools to I think yeah thenthat’s the thing is that they’ve got more tools but I understand how there’ssort of um you know social media has created a bit of a problem where people want to chase the shiny things in lifeum so young people have to deal with that sort of pressure that I is never particularly interested in me like if Isee a shiny thing I’m not like compelled to buy it I don’t know I was I was doing that before social media soyeah but I think now it’s it’s just like they’re busy exactly it’s exacerbated yeah it’s at least so whilst they’ve gotbetter tools to to you know to learn how to do this and there’s more I think there’s moreeducation more educational content out there yeah more um more than everum so they they can be something more clued up on it um really essential like Building Wealthisn’t complicated it’s about habits cultivating good habits and I think thatcan be learned from doing something like say managing a project with a budget yeah and not overspending and that kindof thing so there’s little things that you could potentially preparing uh preparing a mealyeah potentially yeah this meal for like the lowest costpossible yeah for like four people so again that’s all ratios as well isn’t it because like some people have ridiculousfood budgets like including us but all of our money guys but I’m likeamazed at how much they spend on food and it and it is sometimes just because uh I know food has gone up in priceinflation and all that and you know that is a problem yeah butum that that there are like sort of ways of producing a meal more cheaplyand that kind of thing yeah so I think it’s like more of the everyday sort of discipline things I mean with meit wasn’t so much an issue because I understood I understood the idea ofdisciplines I was quite um Frugal I’ve always been quite Frugalum but I think for certain people just a little bit of help early on yeahwould actually benefit them a lot in their adulthood yeah well you mentioned you mentioned habits and you mentionedmoney I’ve I’ve literally were recently finished reading thepsychology of money the Morgan house Morgan house or and atomic habits so you just combine thosetwo books together and you’ve got yeah everything you need is about habits at the end of the day like cultivating goodhabits and yeah I don’t think it’s not even complicated it’s just it’s not complicated noum we did a whole actually we did a whole podcast on on this the exact topic yeah we said automating was a huge ahuge thing yeah because I I have more of my savings everything investing everything’s automated yeah and I don’treally knows you say leaving the account yeah but if I was to physically go in and go transfer that much the savingsaccount I will see it leave but and then I think everyone you know on I think I’ve said this in inour previous podcast about uh Finance indeed we did the investing one yeah the investing one umabout pensions and that kind of thing like a lot of people don’t understand how they work yeah and I thinkum just a bit more awareness and education from an early ageinto what’s happening yeah I mean there’s there’s some things that will never be taught in a scoreyeah I uh for you know for reasons that I just yes that’s not going to change nobut I mean they’re not going to teach you how to do taxes and pensions in school is something you need to actually go andyes no but I mean this isn’t just things that people learn from school it’s just it’s justadditional things that I you wish that you’d learn so um teachers yeah like I don’tthey they like to um our economy is actually very dependenton people seeking Finance right yeah so you can find it it’s all debt drivenyeah yeah so so um obviously like there’s a sort of incentive for like education systems and stufflike that are not necessary to teach you how to don’t yeah don’t teach you how to create a safe and that kind of thing spendspend more and then obviously when you go to UNI you’re spending to be there as well so it’s just a con andthen you leave and you’re like down here somewhere yeah we spoke about the compound interest stuff I I wish Istarted doing investing and compound interest and all that dividend from like age 10 or something yeah I don’t knowyounger well I mean like I said I’ve only been doing that for like three three years yeah four years maybeand I wish I started like you know 20 years ago whatever it was like when I was a kidbecause where that portfolio would be now if I continue to put in a certain amount per month would beyeah insane probably be retiring what about you sort of like I don’t knowwhat you think about in terms of what like sort of learning a bit more about financials financials money savingsinvesting hello anything uh no justEcho what you guys said yeah started you can learn about it when you’reyounger I suppose I’m I’m not like an expert on this so yeah Iyeah we’re not experts on on this either butyeah I’ve got to start somewhere yeah I think it would have helped having some sort of lessonsjust like a few like it doesn’t have to be a lot like yeah I don’t think it’s thatcomplicated in the it’s not you just need to know to do it and then you just need to do it yeah like wealth buildingisn’t it’s not complex it’s not a complex in essence it’s a time element yeah the uh yeah umI obviously like I think this this starts at home too so like parents need to sort of encourage a lot of good habitsat home in order for their children to um but how many parents have thesehabits already to to instill yeah no it is difficult because because children learn from whatthey see yeah they don’t learn from like if they see their parents acting ina certain way they they will follow it they without question generally yeah yeah yeah there’s some that don’tbut it’s kind of the majority that we’ll we’ll just follow so you do tend to see like families going on the sametrajectory of one generation has a lot of as poormismanagement of finances then it tends to perpetuate into the future kind of uh I don’t knowI don’t think that’s the case for me I’m doing the opposite because that’s all how badly stuff can goso I’m making an active effort to not do that it sometimes happens in that yeahDirection too but yeah um I generally see that if Financialmismanagement is happening before then it will continue yeah no youwanna you wanna you wanna break the uh break the cycle yeah that’s exactly what I’m planning to dowhat do I play with what I’m doing do you have anything else that
Organisation Skills
I mean it’s it’s quite basic but organizational skills like yeahum turning up turning on to lessons with the right equipmentlike you know if you’ve got a math lesson bring your calculator your your math setum you know if you’ve got even like we used to have umwhat do you call cooking lessons what’s the beauty yeah um and and you know were you were askedto bring in certain videos yeah certain ingredients uh certain tools yeah we had it allsupplied oh we paid enough for it over here I’m sure they could give us a bit of cabbage to make coleslaw withso yeah um you know very often you’d find students coming in without you knowwithout the right stuff again I think it plays a role later in life just getting getting into goodhabits yeah we had uh did you have lockers at yourschool for your books and stuff no because a lot of the time we had lockers but a lot of time people would carryeverything I remember there being one of one of the kids in our class was quite small and um this bag was bigger thanhim it was like all the books I was like you could just you could just like tap him and it’d fall back into it that wasexactly just carry everything with you yeah I used to do that I used to I used to take like a big thick Frenchdictionary a big thick German dictionary I used to go there was there was one stage where I’d cut where I’d carryevery single textbook in my bag it was ridiculous yeah I didn’t need it yeahyou have a folder you’ve got a good job I just carried it I didn’t feel but I was a bit of a strike I don’t knowI was really strong not even near seven tonight is small uh I was still really strong soI just I just carried it I wasn’t that bothered but there were some people who looked youknow a little it was a lot of effort but for me it wasn’t sorryokay uh speaking of which what about health like
Health
strength and stuff because I I used to really hate doing well cardio stuff I still hate doing cardio like running uhI know I know you you run now don’t you yeah I I do not as often as I used tobut yeah why do you like training and stuff nowum and I haven’t really been that ill since I started training properlyI wished I was doing strength like weight training again probably when I should have started investing like 10 20whatever years ago I wish I started that earlier so were there any any like exercise or health thing I wish you’dhave done all right I started because I started playing squash quite young yeah sofor me I was quite active I was generally doing football orAthletics or cross country as well I hated cross country Steeplechase Iused to I was in the cross-country team I I mean I can’t imagine doing it now I can’t run at all now but then but thenactually I wish I’d done less less of it because I think it’s affected my yeah a little bit because I did so muchI did like triple jumping and I think that really if you’re not doing it in optimalconditions and stuff like that it’s not very good for you your joints I wish I’ddone I wish I’d done more low impact exercise like just swimming I was I was I was just gonna say yeah yeah I I thinkthat’s something we should do more of intercourse I think some schools do they do offer swimming lessons and Ithink maybe but it’s they do a lot they do a lot more of it now I think maybe for a terminal there’s a lot of peoplewho don’t know how to learn how to swim yeah I think so that’s like a life skill what else itwasn’t really uh um a gym or we didn’t really do much interms of weights yeah until later on and then they had agym yeah did yours school have anyum yes a small one uh well when I say gym you know likeweights or anything it was more uh watching machines no it was I tried itwasn’t even that it was standing in the middleis more I think more of a basketball court yeah yeah an empty hallway yeah yeah yeahno yeah but that’s not a gym no no there were like benches and things but uh but you didn’t wait they weremore for it seemed to be geared more for gymnastics rather than yeah I wish wegot strengths yeah training doing doing like body squats and like push-ups orwhatever else don’t quote me on that I could be I could be wrong but I I don’t know I used to do a lot of because I didmartial arts I did a lot of stuff outside school so yeahit’s swimming outside of school I did Karate when I was younger as wellum I did badminton outside of school as well I wish I’d done something like uh flexibility related like yoga or yeahthat’s something that wasn’t really huge when we were yeah but but I wish I’d done something moreflexibility and and and sort of related to flexibility when Iwas I was younger it was now my flexibility is not that good the flexibility gets worse when you’re doinglike weights yeah so you need to balance things out yeah exactly you have I needsomething that I’m gonna you could you start doing yoga recently right no yoga and weightlifting so it’s a goodcombination could you have the strong stuff but you also have the some days where I do yoga yeah yeah I’m gonnastart doing it as well but nutrition wise talk about healththe amount of crap that I ate when I was at school that duck shop all of the like cookies and crisps and samebecause you’ve got different taste button different whatever when you’re that age I didn’t want to spend anymoney so so much money in that place I didn’t Ididn’t really spend money because I had a I had a budget of 30 pound a monthso one one was similar right about 10 pound a week so about 40 a monthall of it would go on that in that shop oh you saved it allwe had a very good Tuck Shop and canteen yeah or I used to think thendon’t know if I think the same now but I used to love getting food from the canteen and Tuck Shop yeah I used to I
Entrepreneurship & Business
used to sell the food that I had all of the entrepreneurial stuff started they are like age 11. because my my youknow my dad had like a shop yeah a lot of the Suites and stuff in there you couldn’t get in school like they werelike sour chew its and all that sort of random stuff so I take it from there for free and then sell it five times theprice that you’d sell it in the shop and people would buy itno I got it for free yeah I got it for free and I sold it for like five times the priceand then like at the end of the day when like you know when you try and go and get the cookies and they’ve they’re finished and you’ve got maybe like oneleft in your pocket I would sell that for like three times what it would cost to buy it yeah I mean that’s anotherthing that I think well I don’t I think a lot of young people can’t appreciate because they haven’tthey’ve got no experience of it is like entrepreneurship and well actually just knowing how abusiness operates because I think we’ve got quite an anti-business mindset in the UK even though you thinkabout it like it’s important for everyone to have jobs andstuff like that so you need like there’s a whole load of things likeum sort of power and economy I think if people were more sympathetic for smaller businesses it would actually improvelife for everyone generally well think about how difficult it isum so you get a mortgage for example having a pay slip and you’re in businesslike they it’s purposely way more difficult because everyone obviously they want youto be yeah just in the system doing it yeah but then at the same time you need you need those you need people inbusiness in in order yeah so and and I find in in thiscountry as well like it’s it’s very much everyone against everyone else so forinstance trade unions and bosses and that kind of thing notworking together whereas I think in other economies it’s not as combative like it’s not like one side versus theother side it’s more like working together to actually like don’t joke it’s quite well known for working quitelike bosses like businesses and trade unions tend to work better together thanthey do in this country whereas here it’s more like the little man Trade union person and and the sort of bossesof companies what um what do you mean by working together um wow there’s a lot more compromise onfrom both sides so sometimes what happens is on thingslike workers rights you mean yeah uh so um and pay and that kind of thing solike they there seems to be a bit more Mutual understanding between groups rather than it being at the moment itseems like a bit combative whereas like in in actuality they need to worktogether to create a solution that works for both sides with in in Germany it’s more likeif if uh if a business cannot afford to paymore to his workers then there’s a clearer understanding that that is thecase yeah from the Trade union side so they theyunderstand the needs of the business the businesses are alsoum understand the importance of retaining as many workers as possible so they’re both less likely to letpeople go unfairly in that kind of thing but they’re also more likely to uh andthey’re more likely to give a fair wage across the group so people tend to there’s more equality in payI don’t know like it’s it’s a bit there’s a bit more give and take whenyou know it’s more more collaborative whereas here it’s more like oh we negotiated the other side wasn’t willingto listen that kind of thing so you get kind of really poor relationships betweensort of the higher Executives and the the the the working person it’s overthe the workers ends up resulting in strikes yeah heends up it ends up in like Mutual dissatisfaction on both sidesbut um working in collaboration is important so people understanding the needs ofbusinesses so there’d be more education about like how business would work and that kind of thing will help themunderstand like why they can’t demand a certain wage and stuff like that orand and it may mean that there’s there’s a bit more of aMutual understanding from both sides I don’t know like that that’s what II think because because it’s always like this person versus this person but really likegroups need to work together to come to an agreement that works for both sidesI mean it comes into the listening skills thing as well like like learning how to communicate together and you knowcome to an actual decision so there’s a lot of things that just left up in the air I feelin in the UK [Music] um so I wish we had um business at our ourschool that’s like an option yeah like a first job so you mean thesubject no no yeah I mean the subject business studies we never had business studies oh we didn’t yeahwish we did yeah well I don’t know if I was back then and I was at that age whether Iwould have chosen it but with my mind now I would have chosen it I think it’sconsidered to be like a bit of a like I don’t know it’s considered to be a bit of a soft option but yeah likeacademically but then because it’s not as hard as economic so um but I would argue it’s pretty usefulyes it’s very useful it’s very useful but sometimeseven if something’s like I said is it’s the same with like you know wealth building or investing or something likethat it’s not it’s not complicated to get started but yeah but sometimesum people look down on on just learning the basics but they’re extremely important yeah I get that Imean we’ve we’ve got to where we are now yeah without without taking it as a subject it’s a bit like you knowchanging a light bulb right it’s not hard to do but you should know how to do it yeahyeah it’s so some things in life are like that so if we were to
Conclusion
summarize all of the stuff we’ve spoken about so time management social dynamicsFinancial Health entrepreneurship and business and everything we’ve spoken aboutum I guess what links everything that we’ve spoken about is it’s not none of it is difficult to doyou need to actively try and like look this up stuff up by yourself becauseit’s not always going to be taught within school and the third thing is to start earlyinvestment health Financial time management all of this stuffentrepreneurship as well if you can start that as early as possible I would say those are the three things that linkeverything together [Music]




